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Gusto Review

★★★★★4.6

Payroll, benefits, and HR for small and mid-sized businesses.

Key features

  • Unlimited automated payroll runs with auto tax filing (50 states)
  • Built-in health benefits & 401(k) administration
  • Gusto Wallet app for on-demand pay/savings
  • AI-assisted HR compliance alerts (Premium)

Pros / Cons

  • + Very easy setup/UI for small businesses
  • + Strong all-in-one payroll + benefits
  • + Excellent customer support
  • - Per-employee fees add up fast at scale
  • - Advanced HR tools gated behind Premium

Pricing: Simple $49/mo + $6/employee · Plus $80/mo + $12/employee · Premium $180/mo + $22/employee · Contractor Only $35/mo + $6/contractor — monthly billing, 30-day free trial  ·  Best for: Small businesses (1–50 employees) wanting simple, all-in-one payroll and benefits without dedicated HR staff