QuickBooks vs Xero: Which Is Better for Your Team?
Quick verdict
QuickBooks wins for the widest accountant and bookkeeper familiarity in the US. Xero wins for unlimited user seats and a more modern interface.
| Feature | ||
|---|---|---|
| Pricing | Solopreneur $20/mo · Simple Start $38/mo (1 user) · Essentials $75/mo (3 users) · Plus $115/mo (5 users) · Advanced $275/mo (25 users) — prices raised Aug 2026, promos often 50% off first 3 months | Early $25/mo · Growing $55/mo · Established $90/mo (as of Mar 2026) — unlimited users on every plan, 30-day free trial, promo of 85% off first 6 months for new US customers |
| Rating | 4.0 / 5 | 4.4 / 5 |
| Best for | US small-to-mid businesses wanting the most widely-supported accounting software | Small businesses with multiple people needing collaborative access without per-user fees |
| Automated bank feed reconciliation | ✓ | — |
| AI-assisted bookkeeping/insights | ✓ | — |
| Bill Pay and expense automation | ✓ | — |
| Industry-specific reporting templates | ✓ | — |
| Unlimited users on every plan | — | ✓ |
| Hubdoc receipt/document capture included | — | ✓ |
| Multi-currency accounting & project tracking (Established) | — | ✓ |
| Automatic sales tax and 1099/W-9 handling | — | ✓ |
QuickBooks Online
★★★★☆4.0The most widely used small business accounting software.